09.28.2023

Cov ntaub ntawv tshiab tshaj plaws los ntawm National Association of Realtors (NAR) qhia tias thawj zaug cov neeg yuav khoom hauv tsev suav nrog 28% ntawm tag nrho cov khoom muag hauv Teb Chaws Asmeskas hauv thawj ib nrab xyoo no, nce ntawm 27% hauv tib lub sijhawm xyoo tas los.Txij xyoo 2021 txog 2022, lub hnub nyoog nruab nrab ntawm cov neeg yuav tsev thawj zaug yuav nce los ntawm 33 mus rau 36. Qhov teeb meem loj tshaj plaws uas cov neeg yuav khoom hauv tsev ntsib yog qhov twg kom tau txais cov nyiaj them poob qis rau lawv thawj lub tsev.Tsoom fwv California tau muab cov kev pab them nqi qis rau cov neeg yuav tsev thawj zaug.Ntawm no, peb tau sau ib daim ntawv teev npeTsoom Fwv Teb Chaws Kev Pab Them Nqicov kev pab cuam muaj los ntawm cov nroog hauv California.Tej zaum muaj ib qho rau koj!Cia saib seb koj xav tau qhov twg!

Lub Nroog Santa Clara $250,000 Kev Pab Them Nqi

Empower Homebuyers yog Santa Clara County qhov kev pab them nqi qiv nyiaj rau cov neeg yuav khoom thawj zaug.Qhov kev pab cuam no muab kev pab txog $250,000 (tsis pub tshaj 30% ntawm tus nqi yuav khoom)!
0% paj laum ntawm qhov kev pab cuam thiab tsis them nyiaj txhua hli!Nws tsuas yog yuav tsum tau them rov qab thaum cov nyiaj qiv loj tuaj, cov cuab yeej raug muag, lossis koj rov ua dua.Koj yuav tau them rov qab cov nyiaj pab thiab qee qhov kev nce nqi ntawm koj lub tsev.
Qhia Txog Kev Txaus Siab: Thaum koj muag koj lub tsev, koj yuav tsum qhia ib feem ntawm kev txaus siab rau Santa Clara County.Muaj lub kaus mom thaum thawj kaum xyoo ntawm lub sijhawm qiv thiab tsis muaj cap tom qab kaum xyoo.Kev faib tawm ntawm kev txaus siab yog nyob ntawm qhov piv ntawm tus nqi ntawm qhov kev pab rau tus nqi yuav khoom ntawm lub tsev.
* Piv txwv tias tus qiv yuav tsev rau $ 600,000 thiab siv 20% ($ 120,000) kev pab them nqi, yog tias lub tsev muag rau $ 800,000, tus qiv yuav tshuav $ 120,000 (cov nyiaj qiv qub) ntxiv rau $ 40,000 (piv txwv li 20% ntawm $ 0020 txaus siab) , Tag nrho $160,000.

Qhov tsawg kawg nkaus them nyiaj rau cov neeg qiv yog 3%
Tsis muaj tus nqi siab tshaj plaws
Tag nrho tsev neeg cov nyiaj tau los txhua xyoo yuav tsum tsis pub tshaj 120% ntawm cov nyiaj tau los nruab nrab ntawm Lub Nroog Santa Clara.

Los Angeles $85,000 Down Payment Pab

Los Angeles County Development Authority (LACDA) pib qhov kev pab cuam HOME OWNERSHIP PROGRAM, uas muab kev pab them nqi qis txog $85,000 lossis 20% ntawm tus nqi tsev (qhov twg qis dua), 0% paj, thiab tsis them nyiaj txhua hli!
Koj tsuas yog yuav tsum them rov qab rau qhov kev pab cuam thaum lub tsev raug muag lossis thaum cov tswv cuab hloov pauv.Yog tias lub tsev muag hauv 5 xyoos, 20% ntawm qhov nce ntawm tus nqi ntawm lub tsev yuav tsum tau xa rov qab rau LACDA;yog tias lub tsev raug muag tom qab 5 xyoos, tsuas yog cov nyiaj pab them rov qab xwb.
Cov neeg thov yuav tsum tau them nyiaj tsawg kawg yog 1% (tsis suav cov nqi) thiab qhov nyiaj qis tshaj $ 150,000.
Tus nqi siab tshaj plaws ntawm lub tsev yog $700,000.
Tag nrho tsev neeg cov nyiaj tau los yuav tsum tsis pub tshaj 80% ntawm Los Angeles cov nyiaj tau los nruab nrab.

San Diego 17% Kev Pab Them Nqi Qis

San Diego County qhov kev pab cuam muab kev pab them nqi qis txog li 17 feem pua ​​​​ntawm cov nqi ntsuas hauv tsev lossis tus nqi yuav khoom, qhov twg qis dua.

Cov paj laum ntawm cov nyiaj pab yog 3% thiab lub sijhawm yog 30 xyoo.Tsis tas yuav them rov qab rau 30 xyoo.Kev them rov qab tsuas yog yuav tsum tau thaum lub cuab yeej raug muag, hloov pauv, xauj tsev lossis qiv nyiaj laus.
Tus qiv nyiaj tsawg kawg nkaus, tsis suav nrog kev pab cuam, yog 3%;tag nrho cov nyiaj them poob qis tsis tuaj yeem tshaj 25% ntawm tus nqi tsev.
Tag nrho tsev neeg cov nyiaj tau los yuav tsum tsis pub tshaj 120% ntawm San Diego cov nyiaj tau los nruab nrab:

Nqe Lus Nug: Kab lus no tau hloov kho los ntawm AAA LENDINGS;Qee cov duab tau raug coj los ntawm Is Taws Nem, txoj hauj lwm ntawm lub xaib tsis sawv cev thiab tsis tuaj yeem luam tawm yam tsis tau tso cai.Muaj kev pheej hmoo hauv kev ua lag luam thiab kev nqis peev yuav tsum tau ceev faj.Kab lus no tsis yog cov lus qhia txog kev nqis peev ntawm tus kheej, thiab tsis suav nrog cov hom phiaj kev nqis peev tshwj xeeb, nyiaj txiag teeb meem lossis kev xav tau ntawm cov neeg siv khoom.Cov neeg siv yuav tsum xav txog seb cov kev xav, kev xav lossis cov lus xaus hauv no puas tsim nyog rau lawv qhov xwm txheej.Ua lag luam raws li koj tus kheej txaus ntshai.