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Peb nkag siab tias kev qiv nyiaj tsis yog kev lag luam nyiaj txiag nkaus xwb tab sis kev txiav txim siab tseem ceeb hauv lub neej. Peb tsom ntsoov rau cov neeg siv khoom-centricity txhais tau tias peb tsis yog xav txog cov lej xwb; peb xav txog koj cov dab neeg tshwj xeeb, kev ntshaw, thiab cov hom phiaj nyiaj txiag. Peb cov kws paub txog kev qiv nyiaj yuav siv sij hawm los nkag siab txog koj tus kheej txoj kev taug kev, kom ntseeg tau tias koj tau txais cov kev daws teeb meem qiv nyiaj uas haum rau koj lub zeem muag rau yav tom ntej.Conventional Loan Underwriting,Ruaj Ntseg Lender Appraisal,Ib qho yooj yim tsev qiv nyiaj, Peb nkag siab tias creditworthiness tuaj yeem muaj kev txhawj xeeb rau ntau tus neeg qiv nyiaj. Yog vim li cas peb thiaj muab cov kev pab cuam pab tswv yim los pab koj txhim kho koj cov qhab nia credit thiab ruaj ntseg cov nqe lus qiv nyiaj zoo dua. Los ntawm kev muab cov kev nkag siab zoo thiab cov lus qhia tsim nyog, peb tsom mus koom nrog cov neeg qiv nyiaj uas yuav pib tsis paub meej txog lawv qhov kev tsim nyog. Peb nyob ntawm no los txhawb koj los tswj koj cov nyiaj txiag yav tom ntej.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
Hauv ntiaj teb kev qiv nyiaj qiv, kev nkag mus tau yog qhov tseem ceeb. Peb lub tuam txhab kev qiv nyiaj digital yog tsim los nrog koj txoj kev yooj yim hauv siab. Koj tuaj yeem thov qiv nyiaj, xa cov ntaub ntawv, thiab taug qab koj cov nyiaj qiv nyiaj hauv online, tag nrho los ntawm kev nplij siab ntawm koj lub tsev. Peb tau tsim ib qho kev paub txog digital uas ua rau koj tswj tau, kom ntseeg tau tias koj tuaj yeem tswj hwm koj daim ntawv thov qiv nyiaj ntawm koj tus kheej, 24/7. - AAA Qiv AAA Cov Nyiaj Txais Tsis Zoo - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA qiv, Cov khoom yuav muab rau thoob plaws ntiaj teb, xws li: Kazakhstan, Kenya, Portugal, Peb muaj ib pab neeg zoo tshaj plaws muab kev pabcuam tshaj lij, teb sai, xa khoom raws sijhawm, zoo heev thiab tus nqi zoo tshaj rau peb cov neeg siv khoom. Kev txaus siab thiab credit zoo rau txhua tus neeg siv khoom yog peb qhov tseem ceeb. Peb zoo siab tos ntsoov yuav koom tes nrog cov neeg siv khoom thoob plaws ntiaj teb. Peb ntseeg tias peb tuaj yeem txaus siab rau koj. Peb kuj zoo siab tos txais cov neeg siv khoom tuaj xyuas peb lub tuam txhab thiab yuav peb cov khoom.
    • Cov thev naus laus zis zoo tshaj plaws, kev pabcuam zoo tom qab muag thiab kev ua haujlwm zoo, peb xav tias qhov no yog peb qhov kev xaiv zoo tshaj plaws.
    5 Hnub qubLos ntawm Christine los ntawm Israel - 2018.06.21 17:11
    Peb yog cov phooj ywg qub, lub tuam txhab cov khoom lag luam zoo ib txwm zoo heev thiab lub sijhawm no tus nqi kuj pheej yig heev.
    5 Hnub qubLos ntawm Fanny los ntawm Iraq - 2018.09.21 11:44

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