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Transparency yog lub hauv paus ntawm peb cov haujlwm. Peb txaus siab rau peb txoj kev sib txuas lus qhib thiab ncaj ncees nrog peb cov neeg siv khoom. Tsis muaj tus nqi zais, tsis muaj qhov xav tsis thoob. Peb muab cov ntaub ntawv qhia meej, ncaj nraim txog koj cov kev xaiv qiv nyiaj, kom ntseeg tau tias koj muaj txhua qhov tseeb los txiav txim siab paub. Peb lub hom phiaj yog los tsim kev ntseeg siab nrog peb cov neeg siv khoom los ntawm kev ncaj ncees thiab pob tshab, ua rau koj qhov kev paub txog nyiaj txiag hauv tsev kom du li sai tau.Lub tuam txhab qiv nyiaj qiv nyiaj,Cfl Lender,Mortgage Loan Originator, Ib qho ntawm peb cov khoom lag luam zoo tshaj plaws yog peb cov khoom siv qiv nyiaj 'Non-QM', thiab peb muaj kev txaus siab heev hauv kev coj ua hauv pawg qiv nyiaj no. Peb tau tshwj xeeb hauv cov npe no, nrog rau kev paub dhau los thiab kev nkag mus rau hauv kev lag luam thaum ntxov, ua rau peb nkag siab thiab hais txog koj cov kev xav tau nyiaj txiag. Kev taw qhia txoj hauv kev mus rau koj lub hom phiaj nyiaj txiag dhau los ua txoj kev yooj yim dua, ua tiav nrog AAA LENDINGS los ntawm koj sab. Muaj kev paub txog lub zog ntawm kev qiv nyiaj nrog peb hnub no, thiab cia peb pab koj ua tiav koj qhov kev ntshaw nyiaj txiag.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
Kev npaj koj lub neej yav tom ntej nyiaj txiag pib nrog tus khub qiv nyiaj zoo, thiab ntawm AAA LENDINGS, peb tau cog lus los pab koj ua tiav koj txoj kev npau suav. Peb nkag siab tias txoj kev taug kev mus rau hauv tsev tuaj yeem ua rau muaj kev lom zem tab sis kuj txaus ntshai. Peb cov kws tshaj lij raws caij nyoog yog ntau tshaj li cov kws paub txog kev qiv nyiaj xwb; lawv yog koj cov phooj ywg nyiaj txiag. Lawv muaj los tham txog koj lub hom phiaj, ntsuas koj qhov teeb meem nyiaj txiag, thiab muab kev taw qhia tus kheej uas nyiam koj nyiam. Peb muaj kev txaus siab los ua tus taw qhia tes uas tso cai rau koj los txiav txim siab paub txog koj lub neej yav tom ntej. - AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (High Loan Amount) - AAA Lendings, Cov khoom lag luam yuav muab rau thoob plaws ntiaj teb, xws li: Paraguay, Ecuador, Toronto, Ntau xyoo, nrog cov khoom zoo, kev pabcuam thawj zaug, tus nqi qis peb yeej koj ntseeg thiab nyiam ntawm cov neeg siv khoom. Tam sim no peb cov khoom muag thoob plaws hauv lub tebchaws thiab txawv teb chaws. Ua tsaug rau cov neeg siv khoom tsis tu ncua thiab kev txhawb nqa tshiab. Peb muab cov khoom lag luam zoo thiab tus nqi sib tw, txais tos cov neeg siv khoom tsis tu ncua thiab tshiab koom tes nrog peb!
    • Qhov kev lag luam hauv kev lag luam no muaj zog thiab kev sib tw, nce qib nrog lub sijhawm thiab txhim kho kom ruaj khov, peb zoo siab heev kom muaj lub sijhawm los koom tes!
    5 Hnub qubLos ntawm Amelia los ntawm Nepal - 2018.11.06 10:04
    Cov neeg ua haujlwm pabcuam cov neeg ua haujlwm tus cwj pwm yog siab dawb thiab cov lus teb tau raws sijhawm thiab cov ncauj lus kom ntxaws, qhov no yuav pab tau zoo rau peb qhov kev cog lus, ua tsaug.
    5 Hnub qubLos ntawm Nancy los ntawm Haiti - 2018.06.03 10:17

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