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Kev kawm rau cov neeg siv khoom yog lub hauv paus ntawm AAA LENDINGS 'lub hom phiaj. Peb ntseeg tias tus neeg qiv nyiaj paub yog tus muaj peev xwm qiv nyiaj. Yog vim li cas peb thiaj li mus ntxiv mais ntxiv los muab kev qhia ntawv thiab kev taw qhia los pab koj taug qab qhov nyuaj ntawm cov txheej txheem qiv nyiaj. Peb pab neeg mob siab rau teb koj cov lus nug, piav qhia qhov tsis txaus ntseeg ntawm cov paj laum, kev xaiv qiv, thiab lwm yam, kom ntseeg tau tias koj txiav txim siab paub zoo. Koj qhov kev paub txog nyiaj txiag thiab kev ntseeg siab tseem ceeb rau peb.Kev Lag Luam Lag Luam Lag Luam,Cov tuam txhab qiv nyiaj qiv nyiaj,Tus nqi tsev, Tshaj li cov khoom lag luam qiv nyiaj ib txwm muaj, peb muaj ntau yam kev qiv nyiaj qiv nyiaj uas ua rau cov neeg siv khoom xav tau tshwj xeeb. Peb cov khoom qiv 'Non-QM' yog tsim los rau cov xwm txheej nyiaj txiag tsis zoo, ua rau peb mus rau qiv rau cov neeg qiv nyiaj uas tsis haum cov pwm ib txwm muaj. Peb ntseeg tias muaj kev qiv nyiaj rau txhua tus, thiab peb cov kev xaiv qiv nyiaj tshwj xeeb qhia peb txoj kev mob siab rau kev koom nrog.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
Txawm hais tias muaj ntau tus neeg qiv nyiaj tau txwv lawv cov peev txheej, peb txuas ntxiv nthuav peb cov kev muaj nyob thoob plaws ntau lub xeev, pab cov neeg qiv nyiaj hauv 45 lub xeev, suav nrog qee lub khw muag khoom zoo li California thiab Texas. Peb qhov kev nthuav dav nthuav dav tso cai rau peb nkag siab thiab hloov mus rau hauv cheeb tsam nuances, kom ntseeg tau tias peb cov neeg siv khoom hauv ntau lub xeev tau txais kev txhawb nqa hauv zos thaum tseem tau txais txiaj ntsig los ntawm peb cov kws tshaj lij thoob tebchaws. - AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA qiv, Cov khoom lag luam yuav muab rau thoob plaws ntiaj teb, xws li: Bangladesh, Slovakia, Mexico, Peb tau tsim kev lag luam ntev, ruaj khov thiab kev sib raug zoo nrog ntau lub tuam txhab thiab cov muag khoom thoob ntiaj teb. Tam sim no, peb tab tom nrhiav rau pem hauv ntej kom muaj kev koom tes ntau dua nrog cov neeg siv khoom txawv teb chaws raws li kev sib nrig sib pab. Thov koj xav tiv tauj peb kom paub meej ntxiv.
    • Cov thev naus laus zis zoo tshaj plaws, kev pabcuam zoo tom qab muag thiab kev ua haujlwm zoo, peb xav tias qhov no yog peb qhov kev xaiv zoo tshaj plaws.
    5 Hnub qubLos ntawm Vanessa los ntawm Chile - 2017.11.12 12:31
    Hauv Suav teb, peb muaj ntau tus neeg koom tes, lub tuam txhab no yog qhov txaus siab tshaj plaws rau peb, txhim khu kev qha zoo thiab credit zoo, nws tsim nyog txaus siab.
    5 Hnub qubLos ntawm Gill los ntawm Liberia - 2017.11.01 17:04

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