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Peb nkag siab tias kev qiv nyiaj tsis yog kev lag luam nyiaj txiag nkaus xwb tab sis kev txiav txim siab tseem ceeb hauv lub neej. Peb tsom ntsoov rau cov neeg siv khoom-centricity txhais tau tias peb tsis yog xav txog cov lej xwb; peb xav txog koj cov dab neeg tshwj xeeb, kev ntshaw, thiab cov hom phiaj nyiaj txiag. Peb cov kws paub txog kev qiv nyiaj yuav siv sij hawm los nkag siab txog koj tus kheej txoj kev taug kev, kom ntseeg tau tias koj tau txais cov kev daws teeb meem qiv nyiaj uas haum rau koj lub zeem muag rau yav tom ntej.Dre Mortgage Lender,Sab saum toj Mortgage Providers,Mortgage Lender Commission, Tshaj li cov khoom lag luam qiv nyiaj ib txwm muaj, peb muaj ntau yam kev qiv nyiaj qiv nyiaj uas ua rau cov neeg siv khoom xav tau tshwj xeeb. Peb cov khoom qiv 'Non-QM' yog tsim los rau cov xwm txheej nyiaj txiag tsis zoo, ua rau peb mus rau qiv rau cov neeg qiv nyiaj uas tsis haum cov pwm ib txwm muaj. Peb ntseeg tias muaj kev qiv nyiaj rau txhua tus, thiab peb cov kev xaiv qiv nyiaj tshwj xeeb qhia peb txoj kev mob siab rau kev koom nrog.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
Kev npau suav ntawm kev ua tswv tsev tsis txwv rau cov neeg yuav tsev ib txwm muaj. Ntawm AAA LENDINGS, peb muaj cov kev pabcuam tshwj xeeb los pab rau cov neeg qiv nyiaj tsis yog ib txwm muaj. Yog tias koj ua haujlwm rau tus kheej, muaj cov nyiaj tau los hloov pauv, lossis ntsib cov xwm txheej nyiaj txiag tshwj xeeb, peb cov kev xaiv qiv nyiaj tuaj yeem ntes koj cov paj laum. Peb koom nrog ntau haiv neeg qiv nyiaj thiab nquag nrhiav kev daws teeb meem qiv nyiaj tshiab, kom ntseeg tau tias koj txoj kev mus rau cov tswv tsev tseem koom nrog, tsis hais koj qhov teeb meem nyiaj txiag li cas. - AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA qiv, Cov khoom yuav muab rau thoob plaws ntiaj teb, xws li: Is Nrias teb, Ethiopia, Uganda, Kev txaus siab thiab credit zoo rau txhua tus neeg siv khoom yog peb qhov tseem ceeb. Peb tsom mus rau txhua qhov kev nthuav dav ntawm kev txiav txim rau cov neeg siv khoom kom txog thaum lawv tau txais cov khoom muaj kev nyab xeeb thiab zoo nrog cov kev pabcuam logistics zoo thiab tus nqi pheej yig. Nyob ntawm qhov no, peb cov khoom muag tau muag zoo heev hauv cov teb chaws hauv Africa, Mid-East thiab Southeast Asia.
    • Tus neeg muab kev koom tes tus cwj pwm zoo heev, ntsib ntau yam teeb meem, ib txwm kam koom tes nrog peb, rau peb ua tus Tswv tiag.
    5 Hnub qubLos ntawm Annabelle los ntawm UAE - 2018.05.22 12:13
    Cov khoom zoo yog qhov zoo, kev ruaj ntseg zoo tiav, txhua qhov txuas tuaj yeem nug thiab daws qhov teeb meem raws sijhawm!
    5 Hnub qubLos ntawm Agnes los ntawm Belgium - 2017.05.21 12:31

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