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Txawm hais tias muaj ntau tus neeg qiv nyiaj tau txwv lawv cov peev txheej, peb txuas ntxiv nthuav peb cov kev muaj nyob thoob plaws ntau lub xeev, pab cov neeg qiv nyiaj hauv 45 lub xeev, suav nrog qee lub khw muag khoom zoo li California thiab Texas. Peb qhov kev nthuav dav nthuav dav tso cai rau peb nkag siab thiab hloov mus rau hauv cheeb tsam nuances, kom ntseeg tau tias peb cov neeg siv khoom hauv ntau lub xeev tau txais kev txhawb nqa hauv zos thaum tseem tau txais txiaj ntsig los ntawm peb cov kws tshaj lij thoob tebchaws.Feem ntau Cov Kws Tshaj Lij Tshaj Lij Tshaj Lij,Cov nqi kaw,Virginia Mortgage Broker lossis Lender, Tshaj li cov khoom lag luam qiv nyiaj ib txwm muaj, peb muaj ntau yam kev qiv nyiaj qiv nyiaj uas ua rau cov neeg siv khoom xav tau tshwj xeeb. Peb cov khoom qiv 'Non-QM' yog tsim los rau cov xwm txheej nyiaj txiag tsis zoo, ua rau peb mus rau qiv rau cov neeg qiv nyiaj uas tsis haum cov pwm ib txwm muaj. Peb ntseeg tias muaj kev qiv nyiaj rau txhua tus, thiab peb cov kev xaiv qiv nyiaj tshwj xeeb qhia peb txoj kev mob siab rau kev koom nrog.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
Ntawm AAA LENDINGS, peb ntseeg tias muab rov qab rau peb cov neeg siv khoom muaj txiaj ntsig. Yog vim li cas peb thiaj li muab cov kev pabcuam ncaj ncees uas muab khoom plig rau koj rau koj txoj kev ntseeg siab thiab kev koom tes nrog peb. Peb qhov kev pabcuam ncaj ncees yog tsim los ua kom koj koom nrog thiab txaus siab, muab cov txiaj ntsig tshwj xeeb thiab cov nyiaj cheb rau peb cov neeg siv khoom rov qab los. Koj qhov kev cog lus rau AAA LENDINGS tau lees paub thiab muab nqi zog, thiab peb siv zog ua kom koj txaus siab rau peb cov kev pabcuam kom muaj txiaj ntsig zoo. - AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (High Loan Amount) - AAA Lendings, Cov khoom yuav muab rau thoob plaws lub ntiaj teb no, xws li: Liberia, Nigeria, Mongolia, nrog kev kawm zoo, tshiab thiab nquag cov neeg ua haujlwm, peb muaj lub luag haujlwm rau txhua yam ntawm kev tshawb fawb, tsim, tsim, muag thiab xa tawm. Los ntawm kev kawm thiab tsim cov tswv yim tshiab, peb tsis yog ua raws nkaus xwb tab sis kuj tseem coj kev lag luam zam. Peb mloog zoo rau cov lus teb los ntawm peb cov neeg siv khoom thiab muab cov lus teb tam sim. Koj yuav tam sim xav tias peb cov kws tshaj lij thiab kev pabcuam zoo.
    • Qhov kev lag luam hauv kev lag luam no muaj zog thiab kev sib tw, nce qib nrog lub sijhawm thiab txhim kho kom ruaj khov, peb zoo siab heev kom muaj lub sijhawm los koom tes!
    5 Hnub qubLos ntawm Alva los ntawm Mauritius - 2017.09.09 10:18
    Lub tuam txhab muaj peev txheej muaj zog thiab muaj zog sib tw, cov khoom lag luam txaus, txhim khu kev qha, yog li peb tsis muaj kev txhawj xeeb ntawm kev koom tes nrog lawv.
    5 Hnub qubLos ntawm Pag los ntawm Venezuela - 2017.09.28 18:29

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