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Rau ntau ntawm peb cov neeg siv khoom, qiv nyiaj ntau dua li kev lag luam nyiaj txiag; nws yog ib qho tseem ceeb ntawm lub neej tseem ceeb. Txawm hais tias koj yog thawj tus neeg yuav khoom hauv tsev lossis tus neeg ua lag luam hauv vaj tse raws caij nyoog, peb mus rau txhua daim ntawv thov nrog kev saib xyuas thiab saib xyuas nws tsim nyog. Peb siv sijhawm los nkag siab txog koj lub hom phiaj thiab kev cia siab, ua kom ntseeg tau tias koj cov nyiaj qiv yuav ua raws li koj lub zeem muag rau koj lub neej yav tom ntej.Cov Kev Cai Lij Choj Pauv 2021,Qhov Zoo Tshaj Plaws,Daim ntawv qhia txog credit, Ib qho ntawm peb cov khoom lag luam zoo tshaj plaws yog peb cov khoom siv qiv nyiaj 'Non-QM', thiab peb muaj kev txaus siab heev hauv kev coj ua hauv pawg qiv nyiaj no. Peb tau tshwj xeeb hauv cov npe no, nrog rau kev paub dhau los thiab kev nkag mus rau hauv kev lag luam thaum ntxov, ua rau peb nkag siab thiab hais txog koj cov kev xav tau nyiaj txiag. Kev taw qhia txoj hauv kev mus rau koj lub hom phiaj nyiaj txiag dhau los ua txoj kev yooj yim dua, ua tiav nrog AAA LENDINGS los ntawm koj sab. Muaj kev paub txog lub zog ntawm kev qiv nyiaj nrog peb hnub no, thiab cia peb pab koj ua tiav koj qhov kev ntshaw nyiaj txiag.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
Ntawm AAA LENDINGS, peb ntseeg tias muab rov qab rau peb cov neeg siv khoom muaj txiaj ntsig. Yog vim li cas peb thiaj li muab cov kev pabcuam ncaj ncees uas muab khoom plig rau koj rau koj txoj kev ntseeg siab thiab kev koom tes nrog peb. Peb qhov kev pabcuam ncaj ncees yog tsim los ua kom koj koom nrog thiab txaus siab, muab cov txiaj ntsig tshwj xeeb thiab cov nyiaj cheb rau peb cov neeg siv khoom rov qab los. Koj qhov kev cog lus rau AAA LENDINGS tau lees paub thiab muab nqi zog, thiab peb siv zog ua kom koj txaus siab rau peb cov kev pabcuam kom muaj txiaj ntsig zoo. - AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (High Loan Amount) - AAA Lendings , Cov khoom yuav muab rau thoob plaws lub ntiaj teb no, xws li: Malaysia, Hyderabad, Argentina, Peb tam sim no yuav tsum tau txuas ntxiv uphold qhov zoo, ncauj lus kom ntxaws, npaum ua lag ua luam lub tswv yim ntawm kev ncaj ncees, lub luag hauj lwm, innovativespirit ntawm kev pab cuam, ua raws li lub koob npe nrov ntawm kev pab cuam, ua raws li kev ncaj ncees, lub luag hauj lwm, innovativespirit ntawm kev pab cuam, ua raws li cov kev pab cuam zoo, ua raws li cov kev xav tau ntawm kev ncaj ncees. txawv teb chaws cov neeg muas zaub patrons.
    • Cov khoom peb tau txais thiab cov qauv muag cov neeg ua hauj lwm tso saib rau peb muaj zoo tib yam, nws yog tiag tiag ib tug creditable chaw tsim tshuaj paus.
    5 Hnub qubLos ntawm Lilith los ntawm Sudan - 2018.11.28 16:25
    Cov thev naus laus zis zoo tshaj plaws, kev pabcuam zoo tom qab muag thiab kev ua haujlwm zoo, peb xav tias qhov no yog peb qhov kev xaiv zoo tshaj plaws.
    5 Hnub qubLos ntawm Beatrice los ntawm Nepal - 2018.06.26 19:27

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