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Rau ntau ntawm peb cov neeg siv khoom, qiv nyiaj ntau dua li kev lag luam nyiaj txiag; nws yog ib qho tseem ceeb ntawm lub neej tseem ceeb. Txawm hais tias koj yog thawj tus neeg yuav khoom hauv tsev lossis tus neeg ua lag luam hauv vaj tse raws caij nyoog, peb mus rau txhua daim ntawv thov nrog kev saib xyuas thiab saib xyuas nws tsim nyog. Peb siv sijhawm los nkag siab txog koj lub hom phiaj thiab kev cia siab, ua kom ntseeg tau tias koj cov nyiaj qiv yuav ua raws li koj lub zeem muag rau koj lub neej yav tom ntej.Cov qhab nia credit,Pa Loan Vs Va Loan,Cov Tsev Kawm Ntawv Qib Siab Nyiaj Txiag, Ib qho tseem ceeb ntawm kev nyiam koj qhov kev txaus siab yog qhov nrawm uas koj tuaj yeem nkag mus rau cov ntaub ntawv tseem ceeb ntawm kev qiv nyiaj. Peb lub vev xaib muaj lub chaw paub txog kev paub, tsis tu ncua nrog cov ntawv xov xwm ntawm ntau cov ntsiab lus hais txog kev qiv nyiaj. Los ntawm kev nkag siab cov qhab nia credit rau demystifying tus nqi kaw, cov peev txheej no yog tsim los koom thiab qhia koj ntawm koj tus kheej, ua rau koj txoj kev nthuav dav thiab paub meej.
- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Them Siab) - AAA Cov Lus Qhia Qiv:

Tsis muaj npe-7

Txheej txheem cej luam

Cov nyiaj qiv nyiaj siab tshaj li lub koom haum qiv nyiaj ib txwm muaj.

Paub meej

1) Max DTI 43%;
2) Txog li $2M Cov Nyiaj Txais;
3) Txog li 80% Max LTV;
4) yuav tsum tau them se rov qab 2 xyoo;
5) Tsis muaj MI (Kev Pov Hwm Nyiaj Txiag);
6) 720 lossis ntau dua cov qhab nia credit;
7) 12 lossis ntau lub hlis reserves;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Cov khoom tsis yog AUS.

Jumbo Loan yog dab tsi?

Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm siv.Jumbo qiv tso cai rau koj mus yuav cov khoom kim. Kev qiv nyiaj jumbo tsis txhawb los ntawm Fannie Mae lossis Freddie Mac.

Yuav txhais li cas Jumbo Loan?

Xyoo 2022, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2022 kev txwv qiv nyiaj hauv California, yog tias koj qhov nyiaj qiv tshaj $ 970,800, koj tsim nyog rau Jumbo qiv. Koj tseem tuaj yeem tshawb nrhiav 2022 kev txwv qiv nyiaj hauv lwm lub nroog.

2022 California County Loan Limits:

COUNTY

1- TSEV NEEG

2- TSEV NEEG

3- TSEV NEEG

4- TSEV NEEG

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

TAG NRHO COV NTAUB NTAWV

$970,800

$1,243,050

$1,502,475

$1,867,275

NOOB

$647,200

$828,700

$1,001,650

$1,244,850

LUB DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

KOJ

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

VAJTSWV

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LET

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Ntoo

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

NPAJ

$647,200

$828,700

$1,001,650

$1,244,850

RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNardino

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAINT MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HOLY CROSS

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Product details duab:

- AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (Cov Nyiaj Qiv Siab) - AAA Qiv cov duab nthuav dav

Yam khoom Guide:
AAA LENDINGS txaus siab rau peb txoj kev koom tes hauv zej zog thiab kev lav phib xaub. Peb ntseeg tias kev ua tus qiv nyiaj muaj lub luag haujlwm txhais tau tias muab rov qab rau cov zej zog peb ua haujlwm. Peb pab neeg koom tes koom nrog hauv cov phiaj xwm kev siab hlub, txhawb nqa cov laj thawj hauv zos, thiab txhawb kev paub txog nyiaj txiag. Peb tsis yog nyob rau hauv kev lag luam ntawm kev muab nyiaj qiv; peb tau nqis peev los ua kom muaj txiaj ntsig zoo rau lub neej ntawm peb cov neeg siv khoom thiab cov zej zog uas lawv hu hauv tsev. - AAA Lendings AAA Non-Conforming Loan - Jumbo Loan (High Loan Amount) - AAA Lendings, Cov khoom yuav muab rau thoob plaws ntiaj teb, xws li: Miami, Is Nrias teb, Ltalis, Tsuas yog ua kom tiav cov khoom zoo kom tau raws li cov neeg xav tau, tag nrho peb cov khoom tau raug soj ntsuam nruj me ntsis ua ntej xa khoom. Peb ib txwm xav txog cov lus nug ntawm sab ntawm cov neeg siv khoom, vim tias koj yeej, peb yeej!
    • Lub tuam txhab tus thawj coj muaj kev tswj hwm kev nplua nuj heev thiab tus cwj pwm nruj, cov neeg ua haujlwm muag khoom sov siab thiab zoo siab, cov neeg ua haujlwm tau zoo thiab muaj lub luag haujlwm, yog li peb tsis muaj kev txhawj xeeb txog cov khoom, cov chaw tsim khoom zoo.
    5 Hnub qubLos ntawm Martin Tesch los ntawm Buenos Aires - 2017.08.18 18:38
    Lub Hoobkas cov neeg ua haujlwm tau muab cov lus qhia zoo rau peb hauv kev koom tes, qhov no zoo heev, peb ua tsaug ntau.
    5 Hnub qubLos ntawm Linda los ntawm Swaziland - 2017.05.21 12:31

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