Jumbo Loan Txheej txheem cej luam
Jumbo Loan Highlights
Cov neeg tseem ceeb Jumbo (5/6 ARM)
♦Deposit nrog paj. Ntau Deposit, Tsawg tus nqi!
♦Cov nyiaj tso cia yog rau 12-hli CD nrog Cov paj laum (yuav tsum tau tuav hauv AAA-tus account tsim).
Cov paj laum sib txawv raws li hnub qhib.
♦ Qhov tsawg kawg nkaus deposit yog20%ntawm cov nyiaj qiv.Deposit nrog paj.
Puv Doc Jumbo (Prime 30 Yrs Tsau / Prime 10/6 ARM)
♦ Max. LTV 80% rau kev yuav khoom; Max. LTV 70% rau C / O;
♦Min. 12 lub hlis reserves ntawm PITIA;
Nyem qhov nokom tau LTV & FICO txwv thiab cov ntsiab lus ntxiv ntawm Matrix.
Jumbo Flyer
Xov xwm thiab Videos
Cov Neeg Tseem Ceeb Jumbo Loans: Qhov twg Khoom kim heev Ua Tau Zoo
Nkag mus rau Cov Nyiaj Doc Jumbo Tag Nrho: Phau Ntawv Qhia Ntiaj Teb tiag tiag rau cov neeg yuav khoom nrog cov qhab nia FICO tsawg➡Video
Kev Ua Lag Luam Loj Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij Tshaj Lij➡Video
Nkag mus rau Cov Nyiaj Them Tag Nrho Doc Jumbo: Lub luag haujlwm tseem ceeb ntawm Kev Tswj Cov Nyiaj Them Rov Qab➡Video
Jumbo Loan yog dab tsi?
Kev qiv nyiaj jumbo yog ib hom nyiaj txiag tshaj li qhov txwv tau teev tseg los ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm thiab tsis tuaj yeem yuav, lav, lossis kev nyab xeeb los ntawm Fannie Mae lossis Freddie Mac. Cov tswv tsev yuav tsum tau ua raws li qhov yuav tsum tau ua kom nruj dua li cov neeg thov kev qiv nyiaj ib txwm muaj. Jumbo qiv tso cai rau koj mus yuav khoom kim heev. Kev qiv nyiaj jumbo tsis txhawb nqa los ntawm Fannie Mae lossis Freddie Mac.
Xyoo 2024, FHFA txhim kho cov kev txwv qiv nyiaj rau txhua hom qiv nyiaj, tshwj xeeb yog Jumbo Loans. Thov xa mus rau hauv qab 2024 kev txwv qiv nyiaj hauv California.
2024 Kev Txwv Nyiaj qiv hauv California Cov Nroog
| COUNTY | 1-Unit txwv | 2-Unit Limit | 3-Unit Limit | 4-Unit Limit |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| NOOB | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUB GOLDEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERIAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOJ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VAJTSWV | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LET | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Ntoo | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NPAJ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIVERSIDE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENEDICT | $1,149,825 | $1,472,250 | $1,779,525 c | $2,211,600 |
| SAN BERNardino | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATTHEW | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HOLY CROSS | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRINITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
