Tsoom Fwv Teb Chaws Kev Pab Them Nqi Rau Cov Neeg Yuav Tsev Thawj zaug hauv LA County

Kev yuav tsev nyob hauv Los Angeles County tuaj yeem xav zoo li kev sib ntaus sib tua, tshwj xeeb tshaj yog rau cov neeg yuav khoom hauv tsev thawj zaug ntsib cov khoom muaj nqis priCOVthiab cov kev cai them nqi siab heev. Hmoov zoo, cov kev pab them nqi rau tsoom fwv, xws li HOP80 thiab HOP120 muaj los ntawm Los Angeles County Development Authority (LACDA), muab txoj sia. Cov phiaj xwm no tau tsim tshwj xeeb rau cov neeg yuav tsev thawj zaug hauv thaj chaw tsis koom nrog LA County lossis HOP-cov nroog koom nrog, muab nyiaj txog $ 100,000 lossis $ 85,000 raws li-capped ntawm 20% ntawm tus nqi yuav khoom-los pab them cov nqi them thiab kaw. Nrog cov yam ntxwv zoo li xoom cov kev xaiv them nqi thiab qiv nyiaj qis, cov kev pab cuam no tau hloov pauv kev npau suav hauv tsev mus rau qhov tseeb.

Rau cov neeg yuav khoom thawj zaug, qhov kev thov rov hais dua ntawm Tsoom Fwv Teb Chaws Kev Pab Them Nqi yog nyob rau hauv nws txoj kev siv tau. Siv qhov kev pab cuam HOP80, piv txwv li: nws tsom rau cov tsev neeg uas khwv tau tsis tshaj 80% ntawm lub nroog cov nyiaj tau los nruab nrab, thaum HOP120 txuas ntxiv tsim nyog rau cov neeg tau txais txiaj ntsig txog 120%. Ob qhov kev pab cuam tso cai rau cov neeg yuav khoom kom ruaj ntseg - tsev neeg ib leeg, cov tsev nyob, lossis cov tsev nyob - nrog tus nqi siab tshaj plaws ntawm $ 700,000 (HOP80) lossis $ 850,000 (HOP120). Dab tsi ntxiv, cov nyiaj qiv no tuaj nrog 0% paj laum thiab cov nyiaj them poob qis, txhais tau tias tsis muaj lub nra txhua hli. Kev them rov qab tsuas yog tshwm sim thaum lub tsev raug muag, hloov mus, lossis tsis muaj tus tswv nyob, ua rau nws muaj cov qauv qiv nyiaj qis uas tseem ceeb rau kev them taus.

Lub zero down them feature yog ib tug game-changer. Thaum cov neeg thov yuav tsum tau pab tsawg kawg yog 1% ntawm cov nyiaj them poob haujlwm los ntawm lawv tus kheej cov nyiaj, Tsoom Fwv Teb Chaws Kev Pab Them Nqi them rau ntau, tshem tawm qhov xav tau kom txuag tau kaum tawm txhiab tus ua ntej. Piv txwv li, $ 700,000 lub tsev nyob rau hauv HOP80 tuaj yeem pom txog $ 100,000 them, tawm hauv tus neeg yuav khoom los pab tsuas yog $ 7,000 - qhov sib txawv tsis zoo rau cov tsoos 20% them nqi ntawm $ 140,000. Qhov no ua raws li cov qauv hauv lub tebchaws: raws li National Association of Realtors, 54% ntawm cov neeg yuav khoom hauv tsev thawj zaug hauv 2023 tau hais txog kev them nyiaj khaws cia yog lawv qhov teeb meem loj tshaj plaws. Cov kev pab cuam zoo li cov choj no uas sib txawv zoo.

Tshaj li kev pab nyiaj txiag, Tsoom Fwv Teb Chaws Kev Pab Them Nqi muaj xws li kev tiv thaiv built-in thiabkev txhawb siabs. Piv txwv li, HOP80-2025 version, nta kev txaus siab - them rov qab cov nyiaj qiv ntxiv rau ib feem ntawm lub tsev tus nqi nce - tab sis qhov kev xav tau no ploj mus yog tias koj nyob hauv tsev tau tsib xyoos. HOP120-2025 ncua lub sijhawm no mus rau 15 xyoo, muab kev hloov pauv ntau dua. Cov ntsiab lus no ua kom cov neeg yuav khoom hauv tsev thawj zaug tuaj yeem tsim kev ncaj ncees yam tsis muaj kev ntxhov siab tam sim ntawd, tag nrho thaum tau txais txiaj ntsig los ntawm cov nyiaj qiv qis uas khaws cov nqi tswj tau.

Kev tsim nyog yog ncaj nraim tab sis tshwj xeeb. Cov neeg thov yuav tsum yog neeg xam xaj Asmeskas lossis cov neeg nyob ruaj khov, ua tiav yim-teev HUD-pom zoo rau tsev kawm kev kawm seminar, thiab yuav ib lub tsev nyob hauv LA County. Cov neeg xauj tsev nyob tsis tsim nyog tshwj tsis yog tias nws yog tus neeg xauj tsev-m yuav khoom, kom ntseeg tau tias qhov tseem ceeb ntawm tus tswv-nyob. Nrog Tsoom Fwv Teb Chaws Kev Pab Them Nqi, txoj hauv kev mus rau cov tswv tsev yuav tsis txaus ntshai, muab kev sib xyaw ntawm xoom cov kev xaiv them nqi, qiv nyiaj qis, thiab kev txhawb nqa rau cov neeg yuav tsev thawj zaug hauv ib qho ntawm Asmeskas cov tsev lag luam priciest.